Terms of Business

A Terms of Business letter, Key Facts document and Menu of charges will be issued to you as soon as possible, and before we transact any business with you.

Disclaimer

All the information on this site is based upon our understanding of the appropriate legislation and its impact on our clients.
Legislation can change, sometimes retrospectively. We are not to be held responsible in any way if legislative change or clarification impacts on your pension.
The notes are intended to explain issues that may be relevant to you; they are not intended to be definitive or cover all circumstances or be taken as advice.
No action or inaction should be made purely on the basis of these notes, the notes are for initial information only.
We do not accept liability for any action or inaction taken based solely upon information in these notes.
All financial decisions should be considered carefully; taking out a SIPP is no exception.
We are happy to discuss individual circumstances, give individual advice and answer technical questions or provide reference to appropriate legislation

The value of investments can go down as well as up. Where we offer investment funds from third parties we do so in all good faith but make no guaranties or warranties about future performance. Clients should ensure they have read and understood fund information before investing. We are happy to clarify any issues about investment products that you have. If you want to know more, please ask us.

If you click on a link to another website you will be leaving this site. Please bookmark our site before you leave.

KCFSL Ltd are Independent Financial Advisers.

The FSA regulate SIPPs. The KCFSL SIPPs2006 sipp meets all regulatory requirements.

The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.

Authorised and Regulated by the Financial Services Authority

KCFSL is authorised by the FSA,  number 439289. You can check this on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234